This week I am limping along on my backup computer because my main computer died. I’m awaiting delivery of a hopefully more reliable machine, but I thought this would be a good opportunity to talk about what to do when the things you rely on physically break down.
The first point to make, of course, is that prevention is better than cure. None of us can stop things from going wrong or eventually breaking down, but making preparations for all eventualities makes things much easier when the worst does happen.
Lots of people have business insurance which covers the items they use most heavily, such as computers and smartphones. If you work from home all the time, you could just use contents insurance to cover everything in your house, although you’ll need to read the finer print to make sure you know exactly what’s covered.
Many products also come with an option for standalone insurance, which often costs under a fiver a month and gives you peace of mind. Personally I don’t tend to go for this, because of sod’s law: whatever I’ve insured probably won’t break down, and whatever I haven’t insured is sure to go kaput. Also, sometimes emergencies arise that aren’t insurance-based but could really use an injection of cash.
What I personally do is put aside a certain amount of money each month into a savings account which I keep topped up for emergencies. This means that if my computer breaks down, I can afford to fix it; but also if the computer’s fine but I have to take a month off due to illness, or the cat gets a huge vet bill, I can afford that too. I have a separate savings account that I use for ‘fun’ savings such as holidays, home renovations and larger treats.
The other thing I do is always have a back-up, even if it’s not as good as the main option. Today, for example, I’m working on an HP Stream laptop, which is less than stellar in terms of its operation, but is enough to get by on and means I’m not completely computer-less all week. When I bought mine (new) it was about £120, so they won’t break the bank and they’re handy to have in a pinch.
What do you do to ensure you’ll still be able to work when things break down?
Luckily for me, there are lots of freelancers doing the bulk of Bohemiacademia’s work, so I don’t need to panic too much.
At the end of November I had calls with all my clients about the upcoming holiday period – more on that next week – and we’re getting into the festive spirit, writing a bunch of city guides for spending Christmas in different places around the world.
Our social media team are looking after Facebook, Twitter, Instagram, Pinterest, Google Plus and LinkedIn – recently we went on a Facebook Groups Management course which was quite interesting, and which discussed some of the pros and cons of groups vs. pages, as well as giving tips for more efficient management.
The translators are looking for a few extra projects at the moment, so if you have anything that needs to be translated, let us know. We can cover most languages; just email us with your requirements and we’ll get you set up.
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